The loan book
Each investment is attributed, scored and totalled — so the figure you disclose is the figure you can trace.
How it flows
Your data, as it already lives
Disclosures-ready
Account for what your operations emit and what your capital finances — on one set of factors, one audit trail, one login.
Corporate GHG accounting for large enterprises and MSMEs alike, built on the GHG Protocol.
Free Emission Report, Upgrade to pro plan available for audited report.
Financed emissions across your book, attributed and aligned with PCAF.
SaaS · On-premises — deploy where your data must stay
Three journal entries take you from a raw loan tape to a disclosure your auditor can trace, line by line.
Drop a CSV or Excel export, or connect SAP, ERP and cloud sources. Borrowers are resolved to real entities automatically — no reformatting marathons.
Every asset class is attributed, Emission factors are matched automatically and scored for confidence, then your analyst signs off on each one.
Data quality scored on every line, narratives drafted from your own numbers, and reports for BRSR, TCFD, TNFD and SBTi.
Security & certifications
Client-level exposure is among the most sensitive data a lender holds. Envr Ledger is built and operated under independently audited security, privacy and quality systems.
Not covered here? Ask in your demo.
Financed emissions are the greenhouse gas emissions a lender or investor is responsible for through its loans and investments. Each exposure is attributed a share of its borrower's emissions, based on how much of the borrower you finance.
Scope 1 is direct emissions from sources a company owns or controls. Scope 2 is indirect emissions from purchased electricity, steam, heat or cooling. Scope 3 covers every other indirect emission in the value chain, and for a lender it includes financed emissions.
Banks, NBFCs, lenders and investors that need to measure, review and disclose the emissions behind their loan book, along with the analysts and auditors who have to trace those numbers.
Yes. Attribution follows the PCAF Global GHG Accounting and Reporting Standard, including data quality scores from 1 (best) to 5 on every line.
Business loans, project finance, motor vehicle loans and other asset classes in the standard. Attribution runs deterministically for each one.
Disclosure-ready reports for BRSR, TNFD, TCFD and SBTi, plus a Scope 1 and 2 report. Each figure traces back to the underlying line.
Drop a CSV or Excel export, or connect SAP, ERP and cloud sources. Borrowers are resolved to real entities automatically, so there is no reformatting marathon.
Ask in your demo and we will walk you through exactly what is included.
Client-level exposure is highly sensitive, so Envr Ledger is built and operated under independently audited security, privacy and quality systems. See the security section above for our certifications.
An AI agent that handles your Scope 1 and Scope 2. Chat with it. Drop in your documents. It reads every one, finds the right emission factor and runs the numbers, so a journey that took weeks takes a conversation. You stay in charge, and confirm every result.
Yes. We onboard your analysts on the workflow and the methodology as part of getting you live.
Get Started
Demo request
